meet mandy money-and-you #mandymoney


mandy money-and-you #mandymoney

mandy for short
money-and-you for long
#mandymoney for a good run on the gram

mandy  was born in the midst of Australia’s first recession after 28 years of unbroken prosperity and economic growth. There has never been a greater need for who mandy is and what mandy does….

mandy is the brain child of three finance students from Melbourne, Australia.

Babs, Founder
Ben, Co-Founder
Joey, Co-Founder

The inspiration for mandy was, naturally, three fold…

Firstly, the frustration of seeing unbelievably intelligent friends afraid of dealing with their own money. Fear Of Money (F.O.M) was subsequently coined and drove the realisation that every young (and not so young) person should have a friend that they can turn to to beat the financial scaries. 

Secondly, knowing the empowerment that comes with understanding money. Fortunate to have studied and worked around the topic of money, we’re addicted to the feeling of ‘realisation’. “Oh! THAT’S what it means to claim the tax free threshold…”  Yes, a bit like 2016 Kylie, we too, are all about realising things. 

Thirdly, the challenge. There’s a reason no one’s quite cracked the financial education code yet; it’s inherently an uninspiring topic and can be quite a difficult one if you’re not fluent in money talk. But we think the way money works is pretty cool (obviously) and once you break it down to the basics, it’s totally within reach. We know we are onto something, here’s to cracking that code! 

How do we do it?

Some call it magic, some call it sweetness, we call it #spice. There are 101 ways to explain a topic. We spend a lot (and by a lot, we really do mean a lot) of time choosing the right words, the right examples and most importantly, the right memes. There’s a lot of TLC that goes into producing each of our pieces, but we think it shows, and so does our audience. 

At the end of the day…

mandy is your money smart friend. There is no question that is too small, too tall, too big or too bold to ask. If it’s to do with the wide world of money, mandy’s your go-to-gal. Find us on one of our socials (we’re everywhere worth being, sorry Twitter), or ask us via our website form. 

Want to talk to the team? Have an idea? Or just want to say hello? Flick through an email to

Catch you on the #moneysmart side,

The team at mandy