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The MM High School Program: Home schooling Options 🍎

The MM High School Program: Home schooling Options 🍎

$89.00 AUD
$89.00 AUD
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Our award winning Personal Finance High School Program, customised to support homeschooling families 🍎
  • Perfect For Year 9-12 Students
  • Independent Student Learning
  • 42 Lessons Ready To Go

Is it perfect for me? 👇

Are you a homeschooling family, looking to bring financial education into your 9-12 learning syllabus?

This program gives you access to 50+ hours of trusted, curriculum aligned and age-appropriate learning material, organised into 42 lessons across 12 essential money topics that your child needs to be across before entering life after school.

All learning theory and activities are included in student program materials (with hard copy and digital completion options). This means your child is able to work through materials independently.

You also have access to parent planning tools to organise and assign learning. This includes printable lesson plans and a google sheets content organiser.

Mandy Money, Your Money Smart Friend 🤠

How does it work? 👇

You receive:

1 x Parent Guide

  • Content Overview
  • Lesson Plans
  • Curriculum Alignment

Print Textbook Per Student

  • Theory Pages for learning
  • Worksheets for activity completion

Digital Pass Per Student

  • Theory Videos for learning
  • Digital Activities for activity completion

Step 1: Use the parent guide resources to plan which lessons your student needs to do.

Step 2: Assign these lessons to your student by passing on relevant page numbers or links to the correct lessons (supplied in the parent guide)

Step 3: Let your student(s) complete the lessons independently via either their textbook worksheets or their digital pass online activities. You can be as involved in this learning as you like.

Step 4: Monitor performance by assessing textbook completion or requesting certificate issued at the end of each digital lesson completion.

That's it :)

What if my child is Year 7-8? 👇

Depending on your child, there are likely elements of the program that are appropriate for year 7-8 students. Take a look at lesson previews here to help you make a decision. Note that we don't provide curriculum alignment for these year levels.

If you would like us to put together year 7-8 program, please let us know at hello@mandymoney.com.au (we develop new programs and resources mostly based on the level of demand we receive for them!).

Shipping & Returns 👇

📦 Free shipping on orders over $99

  • Orders processed within 1-2 business days.
  • Regular postage: 3-9 business days
  • Express post: 1-2 business days

We post via Auspost and our 100% Carbon Neutral delivery courier partners.

Returns?

We want you to love your books, but if something’s not quite right, we’re here to help.

Change of Mind: As we’re a small local publishing house, we don’t offer refunds for change of mind. But if your book isn’t what you expected, get in touch - we’ll do our best to make it right.

Damaged or Incorrect Orders: Oh no! If your book arrives damaged or you received the wrong item, let us know within 14 days of delivery. We’ll replace it or refund you, your choice.

Email us at hello@mandymoney.com.au with your order number, a photo (if applicable), and a quick note about what went wrong.

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Done-for-you Financial Literacy Content

💪 Effortless for parents to teach 💪
📝 Enjoyable for students to learn 📝
🚀 Effective real life outcomes 🚀

What Will Students Learn?

Money & You 🤠

  1. The Big Question... What Actually Is Money?
  2. What Does It Mean To “Learn About Money”?
  3. Why Is Learning About Money Important?
  4. How Does Money Impact My Mental Health?
  5. What Shapes My Money Mindset?
  6. What Does A Healthy Money Mindset Look Like?
  7. How Do I Build A Healthy Relationship With Money?
  8. Where Do I Go & Who Do I Ask For Help With My Money?
  9. How Does Money Contribute To An Unequal World?
  10. How Does Economic Policy Play A Role In Creating Equity?
  11. How Do We Solve Social Inequalities
  12. Using The IEEJ Scale?
  13. How Can My Money Make A Difference?
  14. What Rights Do I Have As a Consumer?
  15. What Are My Gambling Odds?
  16. How Do I Spot Scams & Fraud?
  17. What Can I Do To Avoid Scams?
  18. How Do I Use MyGov & MyID?
  19. How Do I Organise My Money & Admin Life?

Careers & Employment 🎓

  1. What Career Options Are Available To Me?
  2. What Job Or Career Should I Choose?
  3. How Do Study Loans Work?
  4. How Does The Process Of Getting a Job Work?
  5. How Do I Put Together an A-Class Resume?
  6. How Do I Write an A-Class Cover Letter?
  7. How Do I Prep For Job Interview Questions?
  8. How Do I Ace My Job Interview?
  9. How Do I Communicate Who I Am In 30 Seconds?
  10. What Skills Will I Need For The Future Of Work?
  11. What Do I Need To Look For Before Signing My Job Contract?
  12. How Is My Pay Check Impacted by Tax & Super?
  13. What Admin Obligations Do I Have When Starting a New Job?
  14. How Do I Interpret My PaySlip?

Super & Retirement ⭐️

  1. How Does Australia's Superannuation System Work?
  2. What Is The Super Guarantee?
  3. How Does The Super Guarantee Maths Work?
  4. What Are The Pros & Cons Of Super In Australia?
  5. What Actually Is a Super Fund?
  6. How Does Super Fund Investment Work?
  7. How Do Super Returns & Fees Impact My Super?
  8. How Do I Calculate Net Returns?
  9. How Do I Research For a Super Fund?
  10. How Do I Compare Super Funds?
  11. How Do I Apply For a New Super Fund?
  12. How Do I Pick My Super Fund Investment Options?

Tax & Tax Returns 💰

  1. What Actually Is Tax?
  2. How Does Tax Work?
  3. How Is Tax Used In Economics?
  4. What Are Your Thoughts On Tax?
  5. What is Income Tax?
  6. How Does Tax Impact My Job?
  7. How Does The Progressive Tax System Work?
  8. What Documents Do I Need To Sort My Tax?
  9. How Do Tax Returns Work?
  10. How Can I Lower My Tax Bill Through Deductions?
  11. What's The Difference Between a Tax Bill & Return?
  12. How Do I Actually Submit a Tax Return?

Budgeting 🌈

  1. What Actually Is Budgeting?
  2. What Is My Personal Financial Ecosystem?
  3. Why Am I Budgeting At School?
  4. Why Does Budgeting Become Important Once I Leave School?
  5. If I Earn Enough, Surely I Don’t Need To Budget?
  6. What Budgeting Maths Do I Need?
  7. How Do I Structure a Budget Plan?
  8. How Do I Use Excel To Budget Plan?
  9. How Do I Build A Weekly Budget?
  10. How Do I Build a Monthly Budget?
  11. How Do I Build a Long Term Budget?
  12. How Do I Budget When Things Don’t Go To Plan?
  13. How Do I Interpret Banking Data?
  14. How Do I Review My Budget?
  15. What Are Fixed & Variable Expenses?
  16. How Do I Build Fixed & Variable Expenses Into My Budget?
  17. How Do I Level Up My Ecosystem?
  18. How Do I Build a Year-Long Budget?
  19. How Do I Use My Budget In Real Life?
  20. Can I See A Budget In Action?

Spending, Saving & Real World 🌎

  1. Why Does Saving Even Matter?
  2. How Do I Set SMART Savings Goals?
  3. How Do I Build Savings Into My Budget?
  4. How Do I Become Better At Saving?
  5. How Do I *Actually* Stick To My Goals?
  6. How Do I Figure Out My North Star, My Purpose?
  7. What Expenses Will I Have At Different Life Stages?
  8. How Do I Predict & Plan My Expenses?
  9. Do I Need It Or Want It? Should I Buy It?
  10. How Do I Track My Spending?
  11. How Do I Interpret Shopping Prices?
  12. How Do Make Purchase Decisions?
  13. How Do I Shop Online Responsibly?
  14. How Can I Reduce My Spending?
  15. What Is Insurance?
  16. How Do I Buy A Car?
  17. How Much Does It Cost To Own & Insure a Car?
  18. What Is The True Cost Of Car Ownership?
  19. How Do I Pay For Health Services?
  20. What Is Private Health Insurance?
  21. How Do I Buy Tech?
  22. How Do I Choose A Phone Plan?
  23. How Much Does It Cost To Travel?
  24. How Do I Set-Up a Holiday Budget?
  25. How Do Exchange Rates Impact My Travels?
  26. How Do I Travel Smart?

Investing & Shares ⚡️

  1. What Actually Is Investing?
  2. Why Is Investing Worth My Time?
  3. How Do Key Investing Concepts & Terms Fit Together?
  4. What Does Investing Look Like At Different Life Stages?
  5. What Are Shares?
  6. What Is The Share Market?
  7. How Can Shares Earn Me Money?
  8. How Do Shares Change Value?
  9. How Do I Choose Shares To Buy?
  10. When Do I Buy & Sell Shares?
  11. How Do I Measure an Investment’s Performance?
  12. How Do I Make Sense Of Investing Numbers?
  13. How Risky Is My Investment?
  14. What About Crypto Currency?
  15. What Is a Diverse Investment Portfolio?
  16. What Is an Investment Fund?
  17. How Do I Invest Into a Fund?
  18. How Do I Interpret Investing News?

Interest & Financial Products 🧬

  1. What Actually Is Interest?
  2. How Does A Bank Work?
  3. How Do Interest Rates Impact Inflation?
  4. How Are Interest Rates Decided?
  5. What’s The Difference Between Compound & Simple Interest?
  6. How Do I Calculate Compound Interest?
  7. How Is Interest Both “Good” and “Bad”?
  8. How Do I Choose Whether To Invest Or Pay Off Debt?
  9. What Are Financial Products?
  10. What Financial Products Help Me Grow My Money?
  11. What’s a Neutral Product That Lets Me Store Money?
  12. Which Products Do I Choose For My Ecosystem?
  13. Why Are Banks Useful & Which One Do I Choose?
  14. How Do Bank Accounts Work?

Dealing with Debt 💥

  1. What Actually Is Debt?
  2. When Do I Use Debt? When Do I Not?
  3. What Are Principle, Interest, Fees When It Comes To Debt?
  4. What Is A Credit Score And Why Does It Matter?
  5. How Can I Be Smart With Debt?
  6. How Do I Recover From Debt?
  7. How Do Bank Loans Work?
  8. How Do I Get The Best Deal For A Bank Loan?
  9. How Do Credit Cards Work?
  10. How Does Buy Now Pay Later Work?
  11. How Do Pay Day Loans Work?
  12. How Do I Choose The Right Debt?

Wealth & Property 🌱

  1. How Much Does It Cost To Move Out Of Home?
  2. How Do I Move Out Of Home?
  3. How Do I Pay & Split Bills With Housemates?
  4. Should I Buy My Home Or Rent?
  5. What Is The Property Market?
  6. How Do I Buy a Property?
  7. How Do Investment Properties Work?
  8. How Do I Choose An Investment Property?
  9. What Actually Is Wealth?
  10. How Does Wealth Building Work?
  11. How Do I Begin My Wealth Building Journey?
  12. How Do My Choices Impact My Long Term Financial Freedom?
  13. Is Being Employed The Only Way To Make Money?
  14. How Can I Make Extra Money?
  15. How Do I Build An Entrepreneurial Mindset?
  16. Why Is Delayed Gratification The Key To Wealth?

Take a look inside 👀

Here are 56 preview pages for you to learn more about what's inside the Student Textbook! Get to the end and want to see more? There are 320 more pages worth of essential money smart learning in The Mandy Money 9-12 Student Textbook. Time to get your copy ⏱️

50+ Hours of Click & Play Content...

  • 168 x Learning Blocks

    ⏰ 15-30 mins

    Each Learning Block consists of a Theory component + Activity set, tackling a distinct money concept.

  • 42 x Lessons

    ⏰ 45-90 mins

    Each Lesson made up of 3-4 Learning Blocks. Length based on depth of content exploration & student confidence.

  • 4 x Micro-Credentials

    ⏰ 10-12 hours

    Each Micro-Credential is made up of 10-12 Lessons. There are four levels for students to complete the full A-Z program.

...Meaning, you don't need to know a cent about money to teach personal finance 👌

Designed to take financial literacy off your teaching plate

  • Research, sorted!

    No need to sort through endless materials... We bring you a complete, curated A-Z personal finance selection.

  • Material compilation, sorted!

    No need to weld together a patchwork of materials from everywhere. It's all there.

  • Fact checking, sorted!

    No need to fact check to make sure information is accurate, Aussie and up-to date. That's our job!

  • Money Theory, sorted!

    Technical theory is covered in each lesson via 2-4 minute videos (or textbook theory pages).

  • Activities, sorted!

    Each lesson has 30-40 minutes worth of activities, applying theory concepts to real life scenarios.

  • Assessments, sorted!

    Each lesson finishes with digital 5-question quiz to assess financial literacy and capability.

  • Alignment, sorted!

    All lessons are curriculum aligned to Yr9-10 Australian V9 (Maths, Humanities, Civics & citizenship).

  • Independent Learning, sorted!

    Whether you opt for digital or textbook mode, students can go ahead independently.

  • Age friendly, sorted!

    It's tricky taking money content on the internet (designed for adults) and making it student-friendly.

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Parent Guide Included

  • 42 Lesson Plans
  • Digital Textbook
  • Aus V9 Curriculum Alignment Guide
  • Google Sheets Program Planner

Headache Free Learning

Visual & Friendly

Money can be boring... That's why Mandy exists! The High School Program has colour and uncomplicated language to simplify money, making it enjoyable to learn about what is actually a fascinating topic.

Education, not advice

Trustworthy Education

We've been around over half a decade, helping financially empower thousands of young Aussies through our programs and resources. We only state facts and help you develop the right questioning & thinking processes to empower YOU to make good decisions.

Four Micro-Credentials 👇

  • Level 1

  • Level 2

  • Level 3

  • Level 4

FREE Starter Lesson ✍️

  • Setting The Scene

    1 x Lesson: Introduction to Financial Literacy

  • Recommended Year 9-12

    🟢 Year 9-12 are highly recommended to start with this lesson before starting the Mandy Money Program.

Level 1 Micro-Credential 🏆

  • Budgeting, Spending, Super, Tax

    10 Lessons:

    1. Basic Budgeting 1
    2. Basic Budgeting 2
    3. Expenses Deep Dive
    4. Smart Spending
    5. Introduction To Super
    6. Super Fund Basics
    7. Choosing Your Super Fund
    8. Introduction To Tax
    9. Income Tax Basics
    10. Tax Returns

  • Recommended Year 9-12

    🟢 Year 9 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

    🟢 Year 10 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

    🟢 Year 11 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

    🟢 Year 12 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

Level 2 Micro-Credential 🏆🏆

  • Budgeting, Saving, Employment, Real World

    12 Lessons:

    1. Intermediate Budgeting 1
    2. Intermediate Budgeting 2
    3. Planning your future
    4. Setting Savings Goals
    5. Career & Education Choices
    6. Prepping job application materials
    7. Interview Skills
    8. Starting your Job
    9. Buying and Owning a Car
    10. Tech & Phone Plans
    11. Travel Money
    12. Moving Out

  • Recommended Year 9-12

    🟡 Year 9 students may require completion support or additional time to complete content.

    🟢 Year 10 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

    🟢 Year 11 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

    🟢 Year 12 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

Level 3 Micro-Credential 🏆🏆🏆

  • Budgeting, Systems, Safety

    10 Lessons:

    1. Advanced Budgeting 1
    2. Advanced Budgeting 2
    3. Introduction to "interest"
    4. Compound Interest Maths
    5. Financial Products
    6. Financial Products In Action
    7. Money In An Equal Society
    8. Peaceful Money Mind
    9. Insurance & Health Care
    10. Staying Organised
    11. Staying Safe

  • Recommended Year 10-12

    🟠 Year 9 students are likely to find this content difficult

    🟡 Year 10 students may require completion support or additional time to complete content.

    🟢 Year 11 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

    🟢 Year 12 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

Level 4 Micro-Credential 🏆🏆🏆🏆

  • Wealth, Debt, Investing

    12 Lessons:

    1. Building Wealth
    2. Generating Income
    3. Intro to Debt
    4. Key Debt Products
    5. Being a Smart Borrower
    6. Investing Basics
    7. Investing Performance
    8. Investment Portfolios
    9. Shares Basics
    10. Choosing & Buying Shares
    11. Property Investment

  • Recommended Year 11-12

    ❌ Year 9 students are not recommended to complete this content

    🟠 Year 10 students are likely to find this content difficult

    🟡 Year 11 students may require completion support or additional time to complete content.

    🟢 Year 12 students will find the content covered in this micro-credential both useful and of an achievable difficulty.

Join thousands of happy students & educators

  • Sabine Partington, Haileybury College

    “We use the Mandy curriculum across our entire senior cohort. My students commented on how relevant they found all this new found information and how grateful they are for it ahead of getting jobs hopefully this coming summer. Considering it one of the best resources offered to them in PEX this year” 

  • Student, Sacré Coeur

    "Money isn't as complicated as I thought! It was really helpful and relevant to learn more about where our money goes when we pay tax and tips on how to spend money effectively."

  • Head of Year 11, St Rita's College

    "Mandy Money has been excellent! Our students found it to be engaging & relevant content, broking down even the most complex ideas and terms into easy and digestible content. The girls were thrilled that they learnt something in such a fun and dynamic way."

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The MM High School Program: Home schooling Options 🍎
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